IF YOU’RE EXPECTING a tax refund this year, you need a good plan for your money. Always remember that the government isn’t sending you a bonus check – it’s money that should have been yours all along. In fact, if you’re receiving a huge refund, you’re probably having too much withheld. Be sure to revisit your W-4 form and adjust your federal income tax withholding allowances.
Paycheck-to-paycheck (P2P) living is very stressful and hard to overcome. It happens when you are regularly waiting for your next paycheck before you make any basic financial decision such as paying your bills or buying groceries for your household. It's a way of life that many people in America have come to accept as a norm, but it shouldn't be so. It's an issue in our society and everyone must learn how to overcome this since it affects not just your finance, but your whole life.
If you're living paycheck to paycheck and can't seem to find a way out of debt, here's an article just for you with advice on how to break the cycle and live a happier financial life.
The road to financial freedom requires dedication and self-control. The same way you wake up daily to go to work, the same dedication is needed to become financially free. The following steps should be used regularly in order to take control of your finances.